Notes on using Final Cut Express
Creating a transition with Text can make for some strange clip math. For instance, for a 5 second transition consisting of black screen, text fades in then out, then black screen, then the video continues, you could assemble the following:
black screen, text, black screen 0:15 2:15 0:15
insert the following transitions at the black screen/text clip junctions: fade in, fade out 1:15 1:15